Recent findings from the Pew Research Center show how demographic forces are driving population changes and reshaping how we live:
~ Fewer Americans are married. Only half of U.S. adults today are married, down from 70% in 1950. The increase in unmarried adults was greatest in those ages 50 and older—75% in the same time span—reflecting the rising divorce rate for the age cohort.
~ More generations are living together. There are nearly 61 million multi-generational households in the U.S. as of 2014, which includes two or more adult generations or grandparents and grandchildren. Growing Asian and Hispanic populations, which are more likely to live in multi-generational households than whites, explain some of the rise.
~ Women might never make up half the workforce. Women represented 46.8% of the U.S. labor force in 2015, but the Bureau of Labor Statistics projects the share of women in the workforce will peak at 47.1% in 2025 before tapering off. The gender pay gap is closing, however, and is even narrower for young adults, with working women ages 25 to 34 making 90% of what their male counterparts made.
~ Immigrants are driving workforce growth. Growth in the U.S. working-age population (ages 25 to 64) will be driven by immigrants and their U.S.-born children through 2035 because of a lack of U.S. born children with U.S. born parents. There would be 18 million fewer working-age adults in 2035 without immigrants.
~ The share of middle-income households is falling. In 2010, 59% of American adults lived in middle-income households—those with disposable incomes that are two-thirds to double the national median disposable income—down from 62% in 1991. The decline of middle-income households in the U.S. was mirrored across Western Europe, but most Western European countries had a larger share of adults in middle-income households that the U.S.
10-Steps to Burglar-Proof Your Home
- Maintain your property. Keep snow shoveled off of your walkway and driveway, as well as removing holiday decorations and fallen tree branches in a timely manner. This shows would-be burglars that your home is occupied.
2. Know your neighbors. Introduce yourself and speak regularly. This way you know who lives at the house and likewise. If there is an intruder, all parties will know who belongs and who doesn’t.
3. Assess your home’s vulnerability. Walk to the curb and face your house. Ask yourself, “How would I get in if I were locked out?” The first thing you think of, whether it’s the window with a broken lock or the door that won’t shut all the way, is exactly how a thief will get in. Think like a burglar, and then address the issues that come to mind.
4. Respect the power of lighting. Criminals are cowards, and they don’t want to be seen. A well-lit house is a deterrent because thieves don’t want the increased witness potential Easy tools include dusk-to-dawn adapters that go into existing light fixtures and motion detectors. But beware of leaving your exterior lights on at all times, which signifies the occupant is gone for an extended period of time.
5. Use technology to make your home look occupied. Smart home technology makes it easier to make it appear as if someone is home even when they’re not. If you have purchased different brands of devices throughout the years, a device like Wink Hub- (http://www.wink.com/products/) allows them to all communicate with each other and you to control them all on your smart phone. There are also simple light/lamp timing devices available at hardware stores.
6. Lock your doors. No matter where you live, you should always lock your doors and keep your garage door closed. Some facts sellers should know: In 30 percent of burglaries, the criminals access the home through an unlocked door or window; 34 percent of burglars use the front door to get inside; and 22 percent use the back door.
7. Reinforce your locks. A good door lock is nothing without a solid frame. Invest in a solid door jam and strike plate first. Know the difference between a single-cylinder and a double-cylinder deadbolt. Double cylinder deadbolts are recommended because they require a key to get in and out. For safety and emergency escape purposes, you must leave the key in when you are home. But they are against regulations in some places, so check with your local police department’s crime prevention office.
8. Blare the sirens. Burglars are usually in and out in less than five minutes, and they know police can’t respond to an alarm that quickly. Their bigger concern is witnesses to their crime. For that reason, an external siren is invaluable, whether as part of a monitored security system or a DIY alarm. Even if you don’t have an alarm, it’s not a bad idea to invest in fake security signs and post them near doors. Even fake security system yards signs give burglars pause.
9. Consider surveillance cameras. Video doorbells such as Ring (https://ring.com) allow homeowners to view streaming video of what’s and who is outside their door on their smart phone. The device has a motion detector feature, as well. The HD video assures that you can see a clear image and the two-way voice feature allows you to talk to them no matter where you are. Most state and local regulations require warning people that they are being recorded, which can be accomplished by printing simple paper signs and posting them near doors and windows. This can be effective even if you don’t have actually have the cameras installed!
10. Mark your valuables and record details. Use invisible ink pens or engravers to mark identifying information (driver’s license or State ID numbers) on items. Log serial numbers and take photos of your belongings. Check to see if your police department participates in the Operation Identification program. They will have stickers for you to place on doors or windows warning would-be thieves that your items are marked. These steps may prevent them from pawning or selling stolen items and can help you reclaim recovered belongings.
As your local Real Estate specialist, I am always thinking of you and your family’s safety. For more safety tips, drop me an email at Jlyne@kw.com .
Happy International Peace Day!
Make a difference today in your own home, your family, your neighborhood, your community, your city, your state, your country, your world, your planet, your universe, but most importantly in your own heart and it will spill over into tomorrow. Choose love over hate, joy over sadness, compassion over apathy, knowledge over ignorance, courage over fear, understanding over judgment, forbearance over anger, tolerance over impatience, generosity over selfishness, and trust over uncertainty. Let go of negative thoughts.
A domino effect begins with just one domino. Choose to be that domino and watch the world change around you with just one small push. Push yourself to make peace within your heart and your home, then watch it affect those around you in a positive manner.
It is my wish that you will like and share this message in honor of International Peace Day today. We are all in this world together!
Written by Jlyne Hanback
#InternationalPeaceDay #peace #love
Check out the latest news about the growth and development of Frisco ISD! Lots of exciting things happening for our youth.
Click here to see the latest developments!
The Frisco City Council has modified the city’s Stage 3 water requirements after carefully considering the long-term needs of the community. The decision to limit outdoor watering using automatic sprinkler systems to once every two weeks on designated trash days came at the urging of the North Texas Municipal Water District (NTMWD). The failure of typical spring rains to make up for low lake levels has intensified the concern and need for additional measures to avoid Stage 4. The new requirement goes into effect June 29. The city is allowing residents to water turf grass and landscaping by hand up to two hours per day except between the hours of 10 a.m. – 6 p.m. City leaders recognize that the new limits will pose a challenge for residents, but they appreciate the willingness of Frisco citizens to step up and continue demonstrating their strong commitment to conserving the region’s water resources. You can read more here:
Frisco named as the 4th best city in Texas to own a home! As a current Frisco resident myself, I wholeheartedly agree. Read more here:
#frisco #texas #realestate #homes
Is your home ready for holiday visits from friends and family? Here’s how to prepare for the invasion.
I'm lucky and have a guest suite always ready for holiday guests. But even with a dedicated space, preparing my home for the annual onslaught of friends and family takes time and forethought.
Some preparations for holiday guests take only a few minutes; some take a lot longer. My advice: Start preparing your home for the holidays now.
The day before guests arrive is no time to pull apart junk drawers and clean out linen closets. Declutter guest rooms and public areas — foyer, kitchen, living room, den, and dining room. Remove anything unnecessary from countertops, coffee tables, and ottomans; if it’s out of sight, keep it out of mind, for now.
If you run short of time, bag up the clutter and store it in car trunks, basements, and out-of-the-way closets. Sort and arrange after your guests depart.
Light the way: Even though you can navigate your home blindfolded, your guests can’t. Make sure outside lights are working so they don’t trip on the way to your door. Put motion-activated night lights in hallways, bathrooms, and bedrooms to ensure safe passage after the sun sets.
Child proofing: Ask parents to bring hardware that keeps their small ones safe, such as baby gates and cabinet locks. Transfer toxic cleaners and medicines from base to wall cabinets. Hide matches and lighters.
Fire prevention: If you didn’t freshen smoke detector batteries when you switched the clocks to Daylight Savings Time, change them now. After your guests arrive, run a quick fire drill: Make sure they can locate exits and fire extinguishers, and that they know how to open windows and doors.
Your home’s foyer is the first place guests see, so make a good first impression.
- Upgrade exterior entry doors or give old doors a new coat of paint. Polish and tighten door hardware, and oil hinges to prevent squeaks.
- Remove scratches from hardwood floors, stairs, and wood railings. Place a small rug or welcome mat at the entrance to protect floors from mud and snow.
- Clear out shoes, umbrellas, and other clutter.
- Add extra hooks to walls so guests can hang coats and hats.
- Add a storage bench where guests can remove boots and shoes.
Your kitchen is command central during the holidays, so make sure it’s ready for guests and extra helpers.
- To increase storage, install a pot rack to clear cooking items off countertops and ranges.
- Move your coffee station into a family room so guests don’t crowd the kitchen when you’re trying to fix meals.
- If you like to visit while you’re cooking, place extra stools and chairs around the perimeter of your kitchen so guests can set a spell.
If you’ve got a guest room, replace the ceiling fixture with a ceiling fan and light combo, which helps guests customize their room temperature without fiddling with the thermostat for the entire house.
To carve sleeping space out of public areas, buy a folding screen or rolling bookcase, which will provide privacy for sleepers. Fold or roll it away in the morning.
Bring toilet paper, towels, and toiletries out of hiding, and place them on open shelves so guests can find them easily.
If you don’t have enough wall space for shelves, place these items in open baskets around the bathroom.
Also, outfit each tub with a bath mat (to avoid falls) and each toilet with a plunger (to avoid embarrassment).
What tips do you have for getting ready for guests this holiday season?
First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.
If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor — they’ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.
According to a recent article in the Dallas Business Journal, six Dallas/Fort Worth area cities rated among The Top 10 Texas Cities for young families. They are -
#3 Flower Mound
The rankings were based on three questions:
- Does the city have a good public school system?
- Can you afford to live there?
- Is the city growing and prospering?
All of these DFW area cities were cited for having good schools and high median incomes.
You can read the original article here:
Save money on home ownership by utilizing these tips and tricks to maintain your home while keeping long-term costs down: