Mortgage help is free from the Consumer Financial Protection Bureau

First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor — they’ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

via www.consumerfinance.gov


According to a recent article in the Dallas Business Journal, six Dallas/Fort Worth area cities rated among The Top 10 Texas Cities for young families. They are -

#2 Allen
#3 Flower Mound
#6 Frisco
#7 McKinney
#9 Richardson
#10 Carrollton

The rankings were based on three questions:

  • Does the city have a good public school system?
  • Can you afford to live there?
  • Is the city growing and prospering?


All of these DFW area cities were cited for having good schools and high median incomes.

You can read the original article here:
http://www.bizjournals.com/dallas/blog/2013/05/6-dfw-cities-rated-among-best-in-texas.html 


Free ebook from Amazon - "The Organized Kitchen"

Normally $16.95, you can get a free ebook in Kindle format right now at Amazon by clicking here

Organizedkitchen

Book Description

An organized kitchen is the salvation every busy cook needs! You’ll save yourself time,money, and stress—all while whipping up delicious, healthy meals your family and friends will love.  From aprons to zesters, this book provides an A-Z of simple shortcuts that will make all the difference, including:

  • Shelf and storage strategies
  • Five-minute kitchen feng shui
  • When to clean what—with what
  • The right tools for the right tasks
  • The truth about freezing food
  • Meal plans that really work
  • Ten foolproof, must-know recipes—with endless variations
  • The good-enough stocked pantry
  • Leftovers you’ll really want to eat

With tips and tricks from master chefs (think Julia Child’s pegboard) and real-life home chefs (think Grandma’s ingenious pasta pots), this is the only kitchen/food/life organizer you need to streamline your kitchen—once and for all!

Remember: you don't have to own a Kindle to read an ebook; you can read on your PC, Android, etc.

 


BOO (thumbs down!) to my Frisco Walgreens!

So Walgreens has a cool sale on "Hallmark" wrapping paper - buy 1 roll for $1.99, get 1 roll free. I had coupons for .50/1 roll, making it two rolls for .99. Then, if you buy 6 rolls, you get $5 back in Register Rewards, so you get paid to buy the wrapping paper. There was a huge sign advertising the Hallmark paper (which is actually "Studio One"; a division of Hallmark). When I got up to the checkout, the manager refused to take my Hallmark coupons because the paper (that they are advertising!!!) says "Studio One" on them!! I pointed out on the roll where it says "made by Hallmark" but she just wanted to argue. Normally, I would've stood firm and demanded that they call corporate, as this was their advertised deal and they should have to honor the Hallmark coupons, but I was in a hurry. I left without the paper.

Boo to Walgreens. :(


Husker football!

This post is a little late, but here it is, nevertheless! The Big 12 game last Saturday was truly awesome! Even though my beloved Huskers didn't win, it was a good, fair game that kept us on the edge the whole time! It was very fitting to see a matchup between OU and Nebraska one more time before Nebraska moves to the Big 10.

Husker football!


Wow, I haven't blogged in forever!

I just didn't realize how long it has been since I blogged on Typepad!


A lot of things have changed in my life in the last year or so. Well for that matter, a lot of things have changed in my life over the past four years. I have lost a home to a natural disaster, bought a new home, moved to a new state, lost loved ones, had two kids start high school, I have a kid getting ready to graduate high school, have had a few health issues, and some personal stuff that has perhaps been the biggest change of all. Regardless, through the evolution of these events, I have become a much stronger, happier person, and am ready to dive back into life full-force!

Watch out - I just may blog TOO much! HAHA!  ;)



A new Chicken Soup for the Soul call for stories!

Soup_1_smI just received a new call for stories for Chicken Soup for the Soul - High School. Details are as follows:

Chicken Soup for the Soul: Teens Talk High School to be published Fall 2008

We are looking for true stories and poems about your high school years.  We prefer stories written in the first person and no more than 1200 words.  We would like to include stories and poems on the following topics, among others:
. Regrets (lessons learned from making bad choices)
. Sports (making the team, or not.  Winning the game, or not.  Social aspects of sports).
. Clubs
. Music
. Religion and faith - its place in your life
. Dating and sex
. Embarrassing moments
. Humorous moments
. Issues, good and bad, with instant messaging, Facebook, texting, cell phones, emails, the web in general
. Self image, self acceptance - would include coming out, eating disorders, different body types
. College applications
. Grades, SATs, ACTs
. Military decision, trade school, or other non-college plans for after high school
. Family relationships - siblings, parents, other family members
. Puberty - early, late, being a short boy, being a tall girl, etc.
. Friends - best friends, losing friends, cliques, support of friends
. Tough issues - divorce, cancer, suicide of friend, death, drunk driving death, pregnancy
. Failures and rising above them

If your story is chosen, you will be a published author and your bio will be printed in the book.  You will also receive a check for $200 and ten free copies of your book, worth more than $100. 

If your story is published by us, we will copyright it in your name and you will retain your rights to resell the story to another publication.

SUBMISSIONS GO TO http://chickensoupforthesoul.com/form.asp?cid=submit_story
DEADLINE IS June 15, 2008 although we may accept stories after that date if we have room.

I have been published in a Chicken Soup book and the authors are a pleasure to work with! Best of luck!